Does Walmart Take Apple Pay? Consider These Options Instead

| Updated on February 14, 2024

By January 2023, Walmart had more than 10,600 retail stores, and there’s no doubt that the number is surely going to increase. The retail giant works efficiently to fulfil the needs of customers, but still, there are a few complaints. Walmart not accepting Apple Pay being one of them.

A huge number of customers are complaining that they’re unable to use Apple Pay to pay for groceries. Also, Walmart has been experimenting with payment methods since its launch, but it is 2023, and shoppers are still wondering does Walmart take Apple Pay.

Walmart homepage

If you’re also an Apple Pay user and shop regularly from Walmart, this write-up will help you find out the answer: does Walmart accept Apple Pay? And if you can’t pay with Apple Pay, what options do you have?


Does Walmart Take Apple Pay?

If you’ve been thinking does Walmart accept Apple Pay, the answer is No. Surprisingly, Kroger, another supermarket chain in the US, also started accepting Apple Pay recently. However, this change of heart from Kroger comes after years of customer pleading and complaints, which they were resisting for years. On the other hand, Walmart still sticks to the decision and still not accepting Apple Pay.

With that said, let’s find out why Walmart is not accepting Apple Pay.

Why Doesn’t Walmart Take Apple Pay?

So, now that you’ve got the answer to the question, can you use Apple Pay at Walmart? It’s time to find out the reasons why that is so. So, for those wondering, does Walmart accept Apple Pay? There are three reasons why it won’t:

Processing Fees

Apple claims its cashless payment methods are free of cost. It is only true from the user’s perspective. As a user, you need to use a digital wallet to make payments, which is of course, free of cost. The thing is, Walmart has to pay the processing fee, as all merchants have to pay a percentage of each transaction carried out by Apple Pay or some other app.

Walmart Pay

If there’s already a mode of digital payment designed specifically for Walmart, Apple Pay surely goes out of the question. The payment method is Walmart Pay, and you can simply use it like other transaction apps. So, with the introduction of Walmart Pay, Apple Pay becomes a competitor. Hence, if somebody asks, “Can you use Apple Pay at Walmart? You can advise them to use Walmart Pay.

Marketing Benefits

As a retail giant, Walmart spares no effort in achieving marketing benefits. So, if it keeps using transaction apps like Apple Pay and Google Pay, it somehow loses a chance to market its own brand. Walmart Pay is exclusively made for Walmart shoppers and also plays a vital role in ensuring customer loyalty.

So, now you know the answer to the question: does Walmart accept Apple Pay? You can consider other payment methods to pay your bills. 

Which Payment Methods Are Accepted at Walmart? 

So, if you’ve got the answer to the question, does Walmart accept Apple Pay? You’ll be surprised to know that Walmart doesn’t even accept other popular online payment methods like Google Pay and Samsung Pay. Also, other retail giants also allow customers to choose the best payment processing company that they feel like paying with. If you’re planning to visit a Walmart store soon, you may have to rely on other payment methods.

In that case, Walmart will accept the following payment methods:

  • Credit card 
  • Debit or ATM card
  • Gift card
  • Affirm
  • PayPal
  • Capital One Walmart credit card
  • Chase Pay
  • American Express Checkout
  • Venmo
  • Cash

You can use any of the payment methods mentioned, but there’s no chance of Apple Pay. So, you can use Walmart Pay, let’s find out how you can do that.

How to Use Walmart Pay?

If you’re a regular Walmart shopper, using Walmart Pay will allow you to pay for anything with just a click. However, if you’re wondering does Walmart self-checkout take Apple Pay, the answer is still no. 

So, if you’re planning to use Walmart Pay, you must install the Walmart app first. It is free of cost and available for both iOS and Android.

Then, follow these steps to get started with Walmart Pay:

Step 1: Download and install the Walmart app.

Step 2: Open the app and go to the Services section at the bottom.

Step 3: Tap Walmart Pay.

Tap Walmart Pay

Step 4: Follow the instructions and set up the app.

Step 5: Open Walmart’s official website and log in to your Walmart account or create onse.

Sign in or create an account

Step 6: Add a payment method to your account and accept the terms and conditions.

Add a payment method

Step 7:  Select “Go to Walmart Pay,” and create a passcode.

After following these steps, you can easily use Walmart Pay at the checkout. For that, you just need to scan the QR code through Walmart Pay and pay for the item.

Will Walmart Accept Apple Pay in the Future?

Unfortunately, there are no signs that Walmart will start accepting Apple Pay in the future. So, those wondering, does Walmart take Apple Pay? Will have to take “probably no” as the answer and look for other alternatives or use Walmart Pay for the transactions.

Benefits of Apple Pay

Apple Pay is available to use in more than 80 countries, making it an excellent mode of transaction. As a user, you can avail of the following benefits by using Apple Pay:

Ease of Use

Like all other contactless transaction apps, Apple Pay is also pretty easy to use. You just need to hold the phone near the scanner and confirm the purchase with your fingerprint. 


Apple Pay is a highly convenient option that saves you time and effort when making transactions. There’s no need to enter credit/debit card information, which results in a speedy checkout. 

High-Security Factor

With the increasing cases of online fraud and data leaks, there’s always a concern about security when it comes to contactless transactions. Apple Pay ensures security for all types of transactions and devices compatible with them. Also, Apple Pay doesn’t send your information to the seller or buyer.

No Internet Required

If you’re using Apple Pay to pay for something, you can do that without an Internet connection. Even if your phone is in airplane mode, you can still make transactions.


Apple Pay will not store your personal information, whether it’s about card details or the billing address. Also, the method uses device account numbers against credit cards, which increases the confidentiality factor.

So, with the reasons mentioned above, you can surely think about using Apple Pay whenever you need to purchase something. It’s a reliable app, and you’ll rarely find your Apple Pay not working.

Stores Where You Can Use Apple Pay

Apple Pay is accepted everywhere you can pay contactless. From the basic grocery stores to high-end restaurants, you can easily pay your bill using Apple Pay. Some of the most popular mentions would be:

  • KFC
  • Dick’s Fresh Market
  • Baskin-Robbins
  • Dunkin’ Donuts
  • Shop ‘n Save
  • Shoppers Food & Pharmacy
  • McDonald’s
  • Peet’s Coffee
  • Pizza Hut

Apart from that, most online stores, banks, and useful apps use Apple Pay.

Final Thoughts

As you now know, the answer to the question “Does Walmart take Apple Pay?” is probably not for the time being. You must start using Walmart Pay for the transactions. You can easily install and set up the Walmart app on your iPhone and continue shopping from the Walmart store nearby.

However, despite the benefits offered by Walmart Pay, there could be many shoppers willing that Walmart may start accepting Apple Pay in the future. Until the time comes, you have to rely on the payment methods offered by Walmart.


Will I get cashback with Walmart Pay?

You cannot get any cashback if you’re shopping from a Walmart retail store. However, getting cash backs from Walmart Pay is only possible if you link a rewards credit card to your account.

Does Walmart allow Google Pay?

No, the only mobile payment accepted at Walmart retail stores and online stores is Walmart Pay.

Is it possible to pay with two Credit Cards at Walmart?

No, you can only use one credit or debit card along with five gift cards to pay at Walmart.

Does Amazon accept Apple Pay?

Yes, Amazon accepts Apple Pay and two other popular digital wallets –  Masterpass and Visa Checkout.

John M. Flood

John is a crypto enthusiast, Fintech writer, and stock trader. His writings provide guides to perform your best in the crypto world and stock planet. He is a B-Tech graduate from Stanford University and also holds a certification in creative writing. John also has 5 years of experience in exploring and understanding better about the FinTech industry. Over time, he gained experience and expertise by implementing his customized strategies to play in the crypto market.

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