6 Passive Income Apps for Extra Cash

| Updated on February 14, 2024

With the rise of technology, it’s easier than ever to make money on the go. There are a variety of passive income apps that can help you bring in extra cash while you’re out and about. Read on to learn more about six of the top passive income apps that can help you build your bank account.


Acorns is a fun and easy way to get your finances in check. Every time you make a purchase with one of the linked cards, Acorns will round up the total cost to the nearest dollar – automatically investing that change into an expansive portfolio of ETFs for optimized growth potential.

With this innovative app, you can easily choose the investment portfolio that suits your financial goals and risk tolerance. From conservative to aggressive options, simply select a plan and then watch as it automatically invests your spare change into an ETF mix tailored just for you.

Besides automated investments, the app also offers a Recurring Investments feature. With it, you can automate your savings plan. Set it to deposit money into your account daily, weekly, or monthly – giving yourself consistent financial peace of mind.


Earn money back on your everyday purchases with Ibotta, the go-to app for savvy shoppers. Whether you need groceries or a special something from the electronics store, this cutting-edge cashback platform has got you covered – offering competitive rates and unbeatable convenience.

The app makes it easy to get cashback on your purchases. Browse offers and select the ones you like, then make a purchase. After that, just upload an image of your receipt for verification – no need to leave the comfort of your home. You can also link store loyalty cards or use in-app payments with eligible merchants for additional rewards.

The app offers multiple ways to redeem cashback, such as gift cards, PayPal or Venmo cash, or transfers to a bank account. Considering the ease of access and the overall size of the cashback services market, getting extra savings and earning passively is a must for everyone.


Unlock free money and fill your wallet with the power of music! Current is an app that rewards you for listening to its thousands of world-class playlists. With each song, gain points in exchange for discovering all kinds of genres, from pop to jazz or classical – it is up to you.

You can turn your passion into a potential $600 payday with only 6 hours of listening time each week. Get rewarded in the form of points on this passive income app, then swap them for gift cards or cash out via PayPal.

With this awesome idea, you can access all the music goodness without burning a hole in your wallet. So why not switch up listening to Spotify and Deezer from the multibillion-dollar market with curating playlists – it’s like having hipster radio from where earning rewards is just an added bonus. It may take longer for those of us who are used to skipping songs, but there will be no dearth of new tunes, so don’t miss out on this amazing experience.

Although song skipping is not available, you can save the songs from your favorite curated radio stations for future listening. It is not as convenient as using a premium, subscription-based service for your music needs, however, with this app, you can listen to music for free and even earn for doing so.

By the way, the application is known as Current on Apple iPhone devices, whereas on Android devices it is known as Mode Mobile. It is the same app at the core, just named differently on different platforms.


Honeygain is a passive income application that allows you to sell your unused internet bandwidth. Although it sounds like you may need to make the sale yourself, that is not the case at all. The app works automatically in the background of your devices, sharing your internet traffic with its network.

How much internet traffic is shared depends on the demand for traffic in your region. If there is more demand for it, more traffic will be shared, and you will earn more. For each 10 MB of traffic that is shared, you will be rewarded with 3 credits. In this credit system, 1000 credits are worth $1. After you collect at least $20 worth of credits, you will be able to request a payout to your PayPal account or to your crypto wallet.

The use cases for your internet bandwidth are made pretty clear on the app’s website. These include price aggregation, SEO research, brand protection, and so on. Honeygain is safe to use as it is not flagged by any antivirus software and the app does not ask for any permissions when being installed on mobile devices.


MobileXpression is a powerful tool that helps businesses unlock the secrets of customer usage. By tracking your internet and mobile behavior anonymously, it provides valuable insights into how people interact with their phones – ensuring products are optimized to meet their needs.

Joining MobileXpression is a breeze! Download the app, create an account and keep it running on your device. Earn rewards points for just participating in their research – from gift cards to sweepstakes entries, there are plenty of great items you can redeem with those earned points.

The app is similar to the one mentioned above, however, it actually tracks your internet usage to collect data. It is still a passive income solution that provides you with monetary rewards just for keeping the app running, but the use case is completely different.


Sweatcoin is an exciting app that turns your everyday steps into a currency. With the help of its accelerometer, Sweatcoin tracks and rewards you for any activity completed outdoors- from brisk walks to bike rides! Exchange these “Sweatcoins” on their platform for discounts on fitness gear, gift cards, or even vacations – all without spending real money.

Although walking for earnings may seem like an active way to earn (rather than passive), you should keep in mind that you will have to take a walk sometime. Be it to the market for a quick shopping session or walking your pet. Why not get paid while you are doing these activities?

To get started with Sweatcoin, simply download the app, create an account, and start walking. You can track your progress and see how many Sweatcoins you’ve earned in the app. You can also connect with friends and compete with them to see who can earn the most Sweatcoins.

If you’re looking for ways to make some extra cash while still enjoying life outside of work then these five apps are perfect for getting started. Each app offers its own unique way of earning money so take some time to explore them all before deciding which one is right for you. 

No matter what route you decide to take though remember that making money doesn’t have to be hard – sometimes all it takes is downloading the right app! With these six best passive income apps at your fingertips, there’s no reason why earning money can’t be fun too!

L. Dias William

L. Dias William is an established writer who specializes in Apple goods, iOS, and other technology. He holds a Bachelor's degree in Computer Science from Massachusetts Institute of Technology (MIT) and has years of hands-on experience in the IT business. William has a sharp eye for detail and an enthusiasm for innovation, and he has written countless articles and reviews that are popular among computer fans throughout the world. His distinct combination of technical understanding and creative flare makes him a desirable voice in the consumer electronics industry.

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