As a father of a car accident victim who saw his son fighting for his life in hospital for many months due to multiple bone damages.
I can pathetically say that car crashes are the most catastrophic event that can happen to an individual.
These mishaps can shatter a human’s mental, emotional, and financial well-being.
I was reading an article on the internet during my bad phase, and I was shocked to know that In 2022, 42,514 lives were lost on U.S. roads, an increase of over 10% compared to 2020 but a slight decrease of 0.3 percent from 2021.
After doing some research, I realized that many citizens didn’t know about the protocol required after a car accident to mitigate the impact of it. That’s why I’m writing this article to give everyone a detailed guide procedure of the accident aftermath.
So, without further ado, let’s begin.
Assess the Situation and Make Sure Everyone is Safe
In my opinion, it is the first and most critical step in the process of saving victims. If you are facing a serious crash or witnessing someone else facing this tragedy, make sure to analyze all the injuries of yourself and your mates, and immediately try to take the help of nearby people.
You can also take the help of emergency lights to notify other drivers on the roads about this accident to avoid more chaos and safeguard from traffic.
Call Emergency Services
The next crucial step in my guide is to establish instant contact with Emergency Helplines and authorities to get instant aid from medical services. Getting in touch with them will ensure that they are getting the proper care for their medical and accidental records to get a hassle-free experience while claiming your insurance.
Share Information with Other People
Furthermore, sharing detailed information about your incident can be very beneficial for you while battling against legal norms. Collecting distinctive pieces of evidence like Crash damage components, CCTV footage, and eyewitnesses can help you to rock-stock your perception in the eyes of the law.
Calling insurance companies immediately after the accident and mentioning details like model no and license no can speed up the process of your claim.
Did you know?
Using a phone, eating, or other activities while driving can increase the risk of an accident. Drivers using a phone are four times more likely to be involved in a crash. (WHO)
Write Down What Happened
According to me, the process of writing minute details about a car crash like time, location, traffic conditions, weather, etc. is a crucial mandate because you can forget these details in the long run.
This mistake can create a weak spot around your appeal while confronting policy claims and legal teams. You must use smartphones, notepads, and voice recordings to gather concrete evidence of your situation.
Let Your Insurance Company Know
Now, this step is where I suffered a lot during the bad phase of my son’s incident, but now I’m going to tell you some notable points that you should follow.
Your documented details of the accidental scenario.
Information about fellow parties or individuals responsible for the chaos.
Identification of victims that includes photographs and personal details.
Presenting eyewitnesses and police reports if necessary.
Go to the Doctor and Keep Up With Your Care
Getting rapid medical aid is the most important factor among everything on this list. You should seek medical attention to avoid problems likewhiplash and mental trauma in the future.
This emergency can help you evaluate your injuries and give broader demographics of your physical health in front of claim officials, which I have seen the most.
Pay Attention to What You Say
As per my experience, paying attention to your words during legal battles with fellow individuals is very impactful and critical for your future.
Words like “I’m sorry” or “It’s my fault” can be cleverly used against you by defending lawyers.
Using your statements appropriately and wisely with induced documents can give you an upper hand in maximum scenarios.
Intriguing insights
As per this pie chart, we can see numerous causes of road accidents that happened between the years 2008 and 2017.
Keep Track of Important Papers
The last and most significant stage is to carry important personal documents and evidence papers. I’m giving you a list below to collect and make a folder of certain paperwork that will cover legal and insurance compliance you might face.
Insurance papers and claim number details
Police report and Officer badge number
The case number mentioned in the initial reports
Medical certificates, prescriptions, and evaluation documents
Photograph of license plates, injuries, and automotive damages
Contact Details of Eyewitnesses
Conclusion
To sum up this entire journey, I just want to say that drive safely and responsibly but as we all know, calamities can happen in the blink of an eye. So always pay attention to making the right choices during hard times so that your mental and financial caliber won’t get exhausted.
Make sure to read all of the above points because they consist of my lessons from the past and stay safe and confident during injuries, legal compliance, and insurance claims.